/* RESET & BASE ----------------------------------------------------------- */
html, body, div, span, applet, object, iframe, h1, h2, h3, h4, h5, h6, p, blockquote, pre, a, abbr, acronym, address, big, cite, code, del, dfn, em, img, ins, kbd, q, s, samp, small, strike, strong, sub, sup, tt, var, b, u, i, center, dl, dt, dd, ol, ul, li, fieldset, form, label, legend, table, caption, tbody, tfoot, thead, tr, th, td, article, aside, canvas, details, embed, figure, figcaption, footer, header, hgroup, menu, nav, output, ruby, section, summary, time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  background: #F5F6FA;
}
body {
  min-height: 100vh;
  background: #F5F6FA;
  font-family: 'Open Sans', Arial, sans-serif;
  font-size: 16px;
  color: #272B38;
  line-height: 1.6;
}

img {
  max-width: 100%;
  display: block;
}
a {
  color: #185791;
  text-decoration: none;
  word-break: break-word;
  transition: color .2s;
}
a:focus, a:hover {
  color: #C45C00;
}
strong, b {
  color: #185791;
  font-weight: 700;
}
ul, ol {
  margin-left: 24px;
  margin-bottom: 20px;
}
li {
  margin-bottom: 12px;
}

/* BRAND TYPOGRAPHY ----------------------------------------------------------- */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', Arial, sans-serif;
  color: #185791;
  font-weight: 800;
  line-height: 1.18;
  margin-bottom: 20px;
  letter-spacing: -0.01em;
}
h1 {
  font-size: 2.5rem;
  background: linear-gradient(90deg, #185791 70%, #C45C00 100%);
  color: transparent;
  -webkit-background-clip: text;
  background-clip: text;
  margin-bottom: 32px;
}
h2 {
  font-size: 2rem;
  margin-bottom: 28px;
}
h3 {
  font-size: 1.4rem;
  color: #C45C00;
  margin-bottom: 16px;
}
h4, h5, h6 {
  font-size: 1.15rem;
  margin-bottom: 12px;
}

p {
  color: #272B38;
  font-size: 1rem;
  margin-bottom: 18px;
}

.section {
  margin-bottom: 60px;
  padding: 40px 20px;
}

.container {
  width: 100%;
  max-width: 1140px;
  margin: 0 auto;
  padding-left: 20px;
  padding-right: 20px;
}

.content-wrapper {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 20px;
  width: 100%;
}

/* CREATIVE/ARTISTIC FLOURISHES --------------------------------------------------- */
.hero {
  background: #185791;
  background-image: radial-gradient(circle at 85% 20%, #F08D49 13%, transparent 80%), radial-gradient(circle at 20% 65%, #C45C00 20%, transparent 70%);
  color: #fff;
  padding: 70px 20px 60px 20px;
  border-radius: 0 0 44px 44px;
  box-shadow: 0 4px 24px 0 rgba(24, 87, 145, 0.06);
  margin-bottom: 50px;
}
.hero h1, .hero h2 {
  background: unset;
  color: #fff;
}
.hero .cta {
  margin-top: 28px;
}

/* NAVIGATION ------------------------------------------------------------------- */
header {
  background: #fff;
  box-shadow: 0 4px 12px 0 rgba(24, 87, 145, 0.07);
  position: sticky;
  top: 0;
  z-index: 50;
}
.main-nav {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 0 28px;
  justify-content: flex-start;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
  letter-spacing: 0.02em;
  font-size: 1.08rem;
}
.main-nav a {
  color: #185791;
  padding: 8px 0;
  border-radius: 6px;
  position: relative;
  transition: color .2s, background .2s;
}
.main-nav .cta.primary {
  color: #fff;
  background: #C45C00;
  padding: 10px 32px;
  border-radius: 32px;
  font-size: 1.1rem;
  box-shadow: 0 2px 10px 0 rgba(244, 141, 73, 0.13);
  margin-left: 18px;
  transition: background .18s;
}
.main-nav .cta.primary:hover, .main-nav .cta.primary:focus {
  background: #F08D49;
  color: #fff;
}
.main-nav img {
  height: 42px;
  margin-right: 18px;
}

.mobile-menu-toggle {
  background: #C45C00;
  color: #fff;
  border: none;
  font-size: 2.2rem;
  border-radius: 8px;
  padding: 6px 18px;
  margin-left: auto;
  display: none;
  cursor: pointer;
  z-index: 101;
  box-shadow: 0 2px 10px 0 rgba(196, 92, 0, 0.14);
  transition: background .2s, color .16s;
}
.mobile-menu-toggle:focus, .mobile-menu-toggle:hover {
  background: #185791;
  color: #F5F6FA;
}

/* MOBILE MENU ------------------------------------------------- */
.mobile-menu {
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(24,87,145,0.97);
  z-index: 100;
  transform: translateX(100%);
  transition: transform .34s cubic-bezier(.42,.08,.44,1.01);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  padding: 0;
  width: 100vw;
  min-height: 100vh;
}
.mobile-menu.open {
  transform: translateX(0);
}
.mobile-menu-close {
  background: none;
  color: #fff;
  border: none;
  font-size: 2.1rem;
  margin: 24px 0 10px 26px;
  cursor: pointer;
  align-self: flex-start;
  z-index: 101;
  outline: none;
  transition: color .2s;
}
.mobile-menu-close:hover, .mobile-menu-close:focus {
  color: #F08D49;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 26px;
  margin: 18px 0 0 36px;
}
.mobile-nav a {
  color: #fff;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.28rem;
  padding: 11px 0;
  border-radius: 8px;
  transition: background .2s, color .18s;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  background: #F08D49;
  color: #fff;
  padding-left: 8px;
}

@media (max-width: 980px) {
  .main-nav img { height: 35px; }
  .main-nav a { font-size: 1.02rem; }
  .main-nav { gap: 0 20px; }
}

@media (max-width: 850px) {
  .main-nav .cta.primary { padding: 10px 16px; font-size: 1.01rem; }
  .main-nav img { height: 32px; }
  .main-nav { gap: 0 12px; }
}

@media (max-width: 768px) {
  .main-nav { display: none; }
  .mobile-menu-toggle { display: block; margin-left: auto; }
  .container { padding-left: 12px; padding-right: 12px; }
}

/* SECTIONS & LAYOUTS ------------------------------------------------------------- */
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: #fff;
  border-radius: 26px;
  box-shadow: 0 3px 18px 0 rgba(24,87,145,0.06);
}
.feature-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 28px;
  justify-content: flex-start;
  width: 100%;
}
.feature-grid > div {
  background: #F5F6FA;
  border-radius: 20px;
  flex: 1 1 260px;
  min-width: 230px;
  max-width: 330px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  padding: 32px 18px 20px 18px;
  gap: 6px;
  margin-bottom: 20px;
  box-shadow: 0 2px 8px 0 rgba(196,92,0,0.06);
  border-left: 7px solid #C45C00;
  transition: box-shadow .22s, transform .19s;
}
.feature-grid > div:hover, .feature-grid > div:focus-within {
  box-shadow: 0 6px 28px 0 rgba(24,87,145,0.13);
  transform: translateY(-5px) scale(1.03);
}
.feature-grid img {
  height: 52px;
  width: 52px;
  margin-bottom: 18px;
}

.card-container, .content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  justify-content: space-between;
  margin-bottom: 20px;
}
.card {
  background: #fff;
  border-radius: 18px;
  margin-bottom: 20px;
  box-shadow: 0 2px 7px 0 rgba(24,87,145,0.07);
  position: relative;
  display: flex;
  flex-direction: column;
  transition: box-shadow .20s, transform .16s;
}
.card:hover, .card:focus-within {
  box-shadow: 0 8px 32px 0 rgba(196,92,0,0.15);
  transform: translateY(-3px);
}

.article-card {
  background: #FFF7F0;
  border-left: 5px solid #185791;
  border-radius: 16px;
  padding: 26px 22px 22px 22px;
  margin-bottom: 20px;
  box-shadow: 0 2px 9px 0 rgba(240,141,73,0.06);
  display: flex;
  flex-direction: column;
  gap: 6px;
  transition: box-shadow .18s, border-left-color .15s;
}
.article-card:hover, .article-card:focus-within {
  border-left-color: #C45C00;
  box-shadow: 0 8px 28px 0 rgba(24,87,145,0.07);
}
.article-card h3 {
  font-size: 1.2rem;
  margin-bottom: 10px;
  background: unset;
  color: #185791;
  font-weight: 700;
}

.blog-list {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-bottom: 18px;
}
.blog-list .article-card { flex: 1 1 100%; max-width: 380px; }

.blog-filters {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  align-items: center;
  margin-top: 14px;
  font-size: 1rem;
  color: #C45C00;
}
.blog-filters a {
  color: #185791;
  font-weight: 600;
  padding: 4px 11px;
  border-radius: 16px;
  transition: background .16s, color .13s;
}
.blog-filters a:hover, .blog-filters a:focus {
  background: #FFC183;
  color: #C45C00;
}

.text-section {
  margin-bottom: 20px;
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.text-section > ol > li {
  margin-left: 16px;
}

.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
@media (max-width: 900px) {
  .feature-grid, .content-grid, .card-container {
    flex-direction: column;
    gap: 22px;
  }
}
@media (max-width: 768px) {
  .section { padding: 34px 7px; margin-bottom: 35px; }
  .feature-grid > div { min-width: unset; max-width: unset; }
  .content-wrapper { gap: 9px; }
  .text-image-section { flex-direction: column; align-items: flex-start; gap: 18px; }
  .blog-list { flex-direction: column; gap: 12px; }
  .blog-list .article-card { max-width: unset; }
}

/* CALL TO ACTION BUTTONS -------------------------------------------------------- */
.cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: #185791;
  color: #fff;
  font-family: 'Montserrat', Arial, sans-serif;
  border-radius: 29px;
  padding: 11px 28px;
  font-size: 1.13rem;
  font-weight: 700;
  border: none;
  box-shadow: 0 2px 11px 0 rgba(24, 87, 145, 0.13);
  transition: background .18s, color .18s, box-shadow .18s, transform .14s;
  margin-top: 14px;
  margin-bottom: 14px;
  cursor: pointer;
  text-shadow: 0 1px 2px rgba(0,0,0,0.02);
  letter-spacing: 0.01em;
}
.cta.primary {
  background: #C45C00;
  color: #fff;
  box-shadow: 0 2px 19px 0 rgba(244,141,73,0.16);
}
.cta:focus, .cta:hover {
  background: #F08D49;
  color: #fff;
  box-shadow: 0 7px 24px 0 rgba(196,92,0,0.15);
  transform: translateY(-2px) scale(1.06);
}

/* TESTIMONIALS (accessibility: dark text, high contrast) ------------------------- */
.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 13px;
  background: #fff;
  border-radius: 20px;
  padding: 26px 24px 24px 24px;
  margin-bottom: 22px;
  box-shadow: 0 3px 24px 0 rgba(24,87,145,0.09);
  border-left: 6px solid #C45C00;
  color: #272B38;
  font-size: 1.11rem;
  transition: box-shadow .18s, border-left-color .16s;
}
.testimonial-card p {
  color: #272B38;
  font-size: 1.07rem;
}
.testimonial-card span {
  color: #185791;
  font-size: 0.98rem;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
}
.testimonial-card:hover, .testimonial-card:focus-within {
  border-left-color: #F08D49;
  box-shadow: 0 10px 32px 0 rgba(24,87,145,0.15);
}

/* FAQ ACCORDION --------------------------------------------- */
.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-bottom: 24px;
}
.faq-accordion h3 {
  color: #C45C00;
  font-size: 1.18rem;
  margin-bottom: 9px;
  font-weight: 600;
}
.faq-accordion p {
  color: #272B38;
  font-size: 1.03rem;
}

/* ADDRESS BLOCK --------------------------------------------- */
.address-block {
  background: #F5F6FA;
  border-radius: 18px;
  padding: 18px 20px 12px 20px;
  margin-bottom: 18px;
  color: #185791;
  font-size: 1.06rem;
  box-shadow: 0 2px 10px 0 rgba(24,87,145,0.07);
  display: flex;
  flex-direction: column;
  gap: 9px;
}
.address-block img {
  height: 1.15em;
  width: 1.15em;
  margin-right: 7px;
  position: relative;
  top: 2px;
}

/* FEATURE ITEM --------------------------------------------- */
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
  margin-bottom: 20px;
}

/* FOOTER ------------------------------------------------------ */
footer {
  background: #185791;
  color: #fff;
  border-radius: 41px 41px 0 0;
  padding-top: 38px;
  padding-bottom: 36px;
  margin-top: 40px;
  box-shadow: 0 -2px 18px 0 rgba(24,87,145,0.08);
}
.footer-logo img {
  height: 54px;
  margin-bottom: 12px;
  filter: drop-shadow(0 1px 4px #fff7);
}
.footer-nav {
  font-size: 1.03rem;
  font-family: 'Montserrat', Arial, sans-serif;
  margin-bottom: 14px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.footer-nav a {
  color: #F5F6FA;
  font-weight: 600;
  margin: 0 2px;
  transition: color .15s;
}
.footer-nav a:hover, .footer-nav a:focus {
  color: #FFC183;
}
.footer-contact {
  color: #fff;
  font-size: 0.98rem;
  margin-bottom: 10px;
}
.footer-tagline {
  margin-top: 18px;
  color: #FFC183;
  font-style: italic;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.11rem;
}
@media (max-width: 768px) {
  footer {
    border-radius: 18px 18px 0 0;
    padding: 20px 8px;
    margin-top: 18px;
  }
  .footer-logo img { height: 36px; }
  .footer-tagline { font-size: 1rem; }
}

/* RESPONSIVE ----------------------------------------------- */
@media (max-width: 600px) {
  h1 { font-size: 1.45rem; }
  h2 { font-size: 1.12rem; }
  .hero { padding: 32px 7px 30px 7px; border-radius: 0 0 18px 18px; }
  .section { padding: 19px 2px; margin-bottom: 20px; border-radius: 12px; }
  .address-block { border-radius: 9px; padding: 10px; }
}

/* MICRO INTERACTIONS - ANIMATION ------------------------------------------- */
.cta, .main-nav a, .footer-nav a, .article-card, .testimonial-card, .feature-grid > div {
  transition: background .17s, color .19s, box-shadow .22s, transform .14s, border-left-color .16s, border-radius .22s;
}

/* Cookie Consent Banner ---------------------------------------------------- */
.cookie-consent-banner {
  position: fixed;
  left: 0; right:0; bottom: 0;
  background: #185791;
  color: #fff;
  padding: 24px 20px 20px 20px;
  z-index: 1100;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  box-shadow: 0 -2px 20px 0 rgba(40,74,111,0.14);
  border-radius: 25px 25px 0 0;
  animation: banner-in .46s cubic-bezier(.34,.69,.69,1.01);
  min-width: 320px;
  max-width: 410px;
  gap: 14px;
  right: 26px;
}
@media (max-width: 768px) {
  .cookie-consent-banner { left: 0; right: 0; min-width: 0; max-width: none; border-radius: 11px 11px 0 0; }
}

.cookie-consent-banner h4 {
  color: #F5F6FA;
  font-size: 1.1rem;
  margin-bottom: 6px;
  font-weight: 800;
}
.cookie-consent-banner p {
  color: #F5F6FA;
  font-size: 1rem;
  margin-bottom: 7px;
}
.cookie-buttons {
  display: flex;
  gap: 14px;
  margin-top: 6px;
}
.cookie-buttons button {
  padding: 8px 19px;
  border-radius: 20px;
  border: none;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.01rem;
  font-weight: 600;
  cursor: pointer;
  transition: background .16s, color .17s, transform .13s;
  margin-bottom: 2px;
  margin-right: 4px;
}
.cookie-accept {
  background: #C45C00;
  color: #fff;
}
.cookie-accept:hover { background: #F08D49; color: #fff; }
.cookie-reject {
  background: #F5F6FA;
  color: #185791;
  border: 1.5px solid #F08D49;
}
.cookie-reject:hover { background: #EEE; color: #C45C00; }
.cookie-settings {
  background: transparent;
  color: #fff;
  border: 1.5px solid #FFF;
}
.cookie-settings:hover { background: #185791; color: #FFC183; border-color: #FFC183; }

@keyframes banner-in {
  from { transform: translateY(72px); opacity: 0; }
  to { transform: translateY(0); opacity: 1; }
}

/* COOKIE MODAL --------------------------------------------------- */
.cookie-modal {
  position: fixed;
  left: 0; top: 0; bottom: 0; right: 0;
  background: rgba(24,87,145,0.73);
  z-index: 1200;
  display: flex;
  align-items: center;
  justify-content: center;
}
.cookie-modal-content {
  background: #fff;
  color: #185791;
  border-radius: 18px;
  padding: 32px;
  max-width: 400px;
  width: 90vw;
  min-width: 270px;
  box-shadow: 0 6px 42px 0 rgba(24, 87, 145, 0.17);
  display: flex;
  flex-direction: column;
  gap: 16px;
  animation: modalin .33s cubic-bezier(.38,.48,.5,1.01);
}
@keyframes modalin {
  from { transform: scale(.93) translateY(62px); opacity: 0; }
  to { transform: scale(1) translateY(0); opacity: 1; }
}
.cookie-modal-content h3 {
  font-size: 1.25rem;
  color: #C45C00;
}
.cookie-modal-categories {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.cookie-category {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: #F5F6FA;
  border-radius: 10px;
  padding: 10px 12px;
  margin-bottom: 6px;
}
.cookie-category label {
  font-size: 1rem;
  font-family: 'Montserrat', Arial, sans-serif;
  color: #185791;
}
.cookie-toggle {
  appearance: none;
  width: 42px;
  height: 22px;
  background: #EEE;
  border-radius: 16px;
  position: relative;
  outline: none;
  transition: background .16s;
  cursor: pointer;
  margin-left: 8px;
}
.cookie-toggle:checked {
  background: #C45C00;
}
.cookie-toggle:before {
  content: '';
  display: block;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #fff;
  box-shadow: 0 2px 8px #C45C0080;
  position: absolute;
  left: 2px; top: 2px;
  transition: left .14s;
}
.cookie-toggle:checked:before {
  left: 22px;
}
.cookie-modal-actions {
  display: flex;
  gap: 12px;
  margin-top: 13px;
}
.cookie-modal-close {
  background: transparent;
  border: none;
  color: #C45C00;
  font-size: 1.5rem;
  font-family: 'Montserrat', Arial, sans-serif;
  cursor: pointer;
  align-self: flex-end;
  margin-bottom: -17px;
}
.cookie-modal-close:hover { color: #185791; }

/* UTILITY ------------------------------------------------- */
.hide { display: none !important; }
.text-center { text-align: center; }
.text-left { text-align: left; }
.round { border-radius: 50%; }

/* ARTISTIC FLAIR ------------------------------------------- */
.section {
  border-left: 11px solid #F08D49;
  position: relative;
  overflow: hidden;
}
.section:before {
  content: '';
  display: block;
  position: absolute;
  left: -62px; top: 0;
  width: 110px; height: 110px;
  border-radius: 50%;
  background: #F08D49;
  opacity: 0.07;
  z-index: 0;
}
@media (max-width: 600px) {
  .section:before { left: -34px; top:-20px; width: 60px; height: 60px; }
}

/* END OF STYLE ------------------------------------------------- */